SIP Calculator
Calculate returns on your Systematic Investment Plan. See invested amount, estimated returns, and total corpus value — all computed instantly in your browser.
Currency
SIP Details
$
$100$1,000,000
% p.a.
1% p.a.30% p.a.
yr
1 yr40 yr
SIP returns are estimated based on constant rate of return. Actual mutual fund returns vary.
Total Corpus Value
$1.16M
$1,161,695
Invested Amount
$600.0K
$600,000
Estimated Returns
$561.7K
$561,695
Invested51.6%Returns48.4%
Year-by-Year Growth
| Year | Invested | Returns | Total Corpus |
|---|---|---|---|
| 1 | $60.0K | $4.0K | $64.0K |
| 2 | $120.0K | $16.2K | $136.2K |
| 3 | $180.0K | $37.5K | $217.5K |
| 4 | $240.0K | $69.2K | $309.2K |
| 5 | $300.0K | $112.4K | $412.4K |
Frequently Asked Questions
- What is a SIP calculator?
- A SIP (Systematic Investment Plan) calculator estimates the future value of your recurring monthly investments in a mutual fund, based on an assumed annual rate of return. It uses the compound interest formula for recurring deposits.
- How is SIP return calculated?
- The formula is: FV = P × ((1 + r)^n – 1) / r × (1 + r), where P is the monthly investment, r is the monthly interest rate (annual rate ÷ 12 ÷ 100), and n is the number of months. The result is the maturity value (total corpus).
- Is this SIP calculator free?
- Yes, 100% free. No account, no sign-up, and no hidden limits. All calculations happen instantly in your browser.
- Are the returns guaranteed?
- No. The SIP calculator shows estimated returns based on a fixed assumed rate of return. Actual mutual fund returns vary with market conditions and are not guaranteed.
- What is the difference between invested amount and estimated returns?
- Invested Amount is the total money you put in (monthly amount × number of months). Estimated Returns is the additional wealth created by compounding. Together they equal the Total Corpus Value.
- Does the calculator work on mobile?
- Yes, it works on all modern browsers including Safari and Chrome on iOS and Android.