Net Worth Calculator
Add your assets (cash, investments, real estate, vehicles) and liabilities (mortgage, loans, credit cards) to calculate your net worth instantly. Add custom categories and see your financial standing at a glance. Your data never leaves your device.
Nothing is saved — all calculations happen locally in your browser. Your financial data never leaves your device.
Your Net Worth
$193.5K
Middle Class
On solid footing. Keep investing and growing assets.
Total Assets
$478.0K
Total Liabilities
$284.5K
Assets
$478.0K$
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Liabilities
$284.5K$
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Frequently Asked Questions
- How is net worth calculated?
- Net Worth = Total Assets − Total Liabilities. Assets include everything you own of value (cash, investments, real estate, vehicles, etc.). Liabilities include everything you owe (mortgage, car loans, student loans, credit card debt, etc.).
- What is a good net worth by age?
- There's no single benchmark, but a common rule of thumb is: by age 30, aim for 1× your annual salary saved; by 40, aim for 3×; by 50, aim for 6×; by 60, aim for 8×. This calculator shows your category — from Negative to High Net Worth — to give you a quick sense of where you stand.
- Is my financial data safe?
- Completely. All calculations run in your browser using JavaScript. No data is stored, transmitted, or uploaded to any server. When you close the tab, all entries are gone. Nothing is saved.
- Can I add custom asset or liability categories?
- Yes. Click 'Add row' in either the Assets or Liabilities section to add as many custom categories as you need. You can also rename the pre-filled categories to match your situation.
- Is this net worth calculator free?
- Yes, 100% free. No account, no sign-up, no limits. Use it as many times as you like.
- Does it work on mobile?
- Yes, the calculator is fully responsive and works on all modern browsers including mobile Safari and Chrome on iOS and Android.